Short version: your data is never sent to us or any third party.
All data you enter into Moniq — transactions, categories, budgets, settings — is stored locally on your device using Apple's on-device storage. No data is transmitted to any server or third party.
Moniq does not require you to create an account, sign in, or provide any personal information.
Moniq does not include any third-party analytics or advertising SDKs. No usage data, behavioural data, or device identifiers are sent to us or any third party.
Moniq uses Apple's MetricsKit framework, which provides iOS apps with aggregated, anonymised performance and crash diagnostics collected by the operating system. This data is gathered by Apple — not by us — and we receive only aggregate summaries. Individual user data is never accessible through MetricsKit.
Moniq does not share any data with third parties. There are no integrations with external services that access your financial data.
You can export your data as a CSV file from within the app at any time. You can delete all app data using the reset option in settings. Uninstalling Moniq removes all associated data from your device.
Moniq may add iCloud support in a future update. Any sync would use Apple's encrypted infrastructure — your data would never pass through servers we operate.
Moniq is not directed at children under 13 and does not knowingly collect information from children.
If this policy changes materially, the updated version will be posted here with a revised date. Continued use of the app after changes constitutes acceptance.
Questions about this Privacy Policy:
Sebastian Vogel
[email protected]