By downloading or using Moniq, you agree to these terms. Please read them.
Moniq is a personal budgeting and expense-tracking tool. It is provided for informational and organizational purposes only. Nothing in the app constitutes financial, investment, tax, or legal advice. You are solely responsible for any financial decisions you make.
Moniq is provided "as is" without warranty of any kind, express or implied. Sebastian Vogel does not warrant that the app will be error-free, uninterrupted, or that calculations will always be accurate. You use the app at your own risk.
To the fullest extent permitted by applicable law, Sebastian Vogel shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of Moniq, including but not limited to financial decisions made based on data displayed in the app or loss of data.
Moniq is licensed for personal, non-commercial use only. You may not copy, modify, distribute, sell, or reverse-engineer any part of the app.
Sebastian Vogel reserves the right to modify, suspend, or discontinue Moniq at any time without notice. Features may be added, changed, or removed in future updates.
These terms may be updated from time to time. The current version will always be available at this URL. Continued use of Moniq after changes are posted constitutes acceptance of the revised terms.
Moniq is free to download and use. Data import and export will always remain free.
These terms are governed by the laws of the Republic of Austria. Any disputes shall be subject to the exclusive jurisdiction of the courts in Austria.
Questions about these terms:
Sebastian Vogel
[email protected]