Available on the Apple App Store

Personal finance,
simplified.

A private expense tracker for iPhone. Speed, simplicity, and full control over your data.

Download on the App Store → Read the privacy promise
Moniq — Enter screen showing a new entry with category tiles and a numeric keypad
Enter
Moniq — Insights screen showing monthly income, expenses, savings, budget targets, and cash flow
Insights
Moniq — Transactions screen listing upcoming and past expenses for April 2026
Transactions
— The backstory —

Built because nothing else did the job.

I used expense trackers for years. Then they went unmaintained, added subscriptions, or grew so bloated I stopped opening them.

So I built my own. I use it every day, which means every improvement matters to me personally and it stays lean because I live with it. And whatever happens — your data is always yours. Import and export are core, not an afterthought.

— Sebastian

Speed-first entry
Tap, categorize, done. No friction between you and your ledger.
Recurring entries
Subscriptions, rent, regular income — set them once, forget about them.
Local & private
No accounts. No logins. No tracking. Your data belongs to you.
Full portability
Import and export your data any time. You're never locked in.
— The promise —

Your data belongs to you.

Moniq keeps your data private. No accounts, no third-party tracking, no ads. The app is free and will stay that way.

No account required No third-party tracking No ads Free forever CSV import & export