Available on the Apple App Store

Personal finance,
simplified.

A private expense tracker for iPhone. Speed, simplicity, and full control over your data.

Download on the App Store → Read the privacy promise
Moniq — Enter screen in light mode showing a new entry with category tiles and a numeric keypad
Enter
Moniq — Overview screen in light mode showing monthly needs, wants, and savings against targets
Overview
Moniq — Categories screen in dark mode showing spending trends and category breakdowns
Categories
Moniq — Transactions screen in dark mode listing upcoming and recent expenses
Transactions
— The backstory —

Built because nothing else did the job.

I used expense trackers for years. Then they went unmaintained, added subscriptions, or grew so bloated I stopped opening them.

So I built my own. I use it every day, which means every improvement matters to me personally and it stays lean because I live with it. And whatever happens — your data is always yours. Import and export are core, not an afterthought.

— Sebastian

Speed-first entry
Tap, categorize, done. No friction between you and your ledger.
Recurring entries
Subscriptions, rent, regular income — set them once, forget about them.
Widgets at a glance
Spending and savings targets right on your Home Screen or Lock Screen.
Local & private
No accounts. No logins. No tracking. Your data belongs to you.
Optional iCloud sync
Sync across your devices if you want to. Off by default, private to you.
Full portability
Import and export your data any time. You're never locked in.
— The promise —

Your data belongs to you.

Moniq keeps your data private. No accounts, no third-party tracking, no ads. The app is free and will stay that way.

No account required No third-party tracking No ads Free forever CSV import & export Optional iCloud sync